These days, it’s not uncommon for nurses and other medical professionals to work part-time hours at more than one hospital or other health care facility. Financial lenders look at a number of factors when considering mortgage applications, including employment history and income.

No scrubs? No worries! Along with working with a variety of occupations within the health care industry, we also help those who simply work in health care environments such as support staff.

Mortgages For Healthcare Workers specializes in the unique needs of today’s health care professional. We know that you’re busy and that your available hours may fall outside normal work hours. At Mortgages For Healthcare Workers, that’s not a problem; we’re available evenings and weekends and we’ll even come to you! Let us help make your home buying experience convenient and worry-free.

After deciding to explore home ownership, many people simply head to their bank and speak to a mortgage specialist there. But how do you know you’ll get the best rate? And how do you ensure the mortgage that best suits your needs will be found there? Licensed mortgage brokers are knowledgeable professionals who work on your behalf. They shop your mortgage to a variety of mortgage lenders, including banks, trusts and other financial institutions to get you the best mortgage rates.

These days, getting a pre-approved mortgage is usually the first step in the home buying process. To determine whether you qualify, we will need a completed application that includes key information such as your current employer and work status, earnings, investments or any additional income you may have and the amount of down payment that you have.

Mortgage brokers receive a commission from the lender. In a nutshell, that’s how we get paid. At Mortgages For Healthcare Workers, we choose to take a lower commission rate so that we can give you the best rate possible.

Zip, zero, zilch! Mortgage brokers are paid a commission rate from the lender so our services to the borrower are almost always free.* And unlike a mortgage specialist who is tied to one specific lender, we work independently with many different financial institutions, saving you time and helping you find the best mortgage rate and options.

No—that’s one of the benefits of working with us! It’s important to understand that there are two types of credit report checks—one, known as a hard check, impacts your credit score while the other, a soft check, has no effect. Hard checks are the kind done by prospective lenders. Typically, when a hard check is done it negatively impacts your credit rating by lowering your credit score. Imagine the impact that applying individually to a bunch of lenders could have on your rating! All other credit inquiries are known as soft checks. These are the kind done by individuals who want to…